Financing & Layaways
Buying jewellery has become a little more affordable. With approved financing, you can enjoy your purchase now and leave the payment for later! We are partnered with Fairstone Sales Solutions to offer the following financing plans:
6 Month Plan:
- Financing available in-store with a minimum purchase of $499 before tax.
- No payments, no interest if balance is paid in full within 6 months.*
12 Month Plan:
- Financing available in-store with a minimum purchase of $1,499 before tax.
- No payments, no interest if balance is paid in full within 12 months.*
Ann-Louise Jewellers offers an interest free layaway program that allows you to set aside a product and pay the purchase price over time. All it requires is a 20% initial deposit up front with regular payments up to a maximum of 6 months. Once the balance is paid in full, the product can be picked up. See a store for further information.
*On approved credit. A one-time retailer administration fee of $35 applies. A $21 annual membership fee may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Sales Solutions and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance Charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the credit promotional period of 6 or 12 months. However, if you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you choose to not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed at that time.
On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 29.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing. This offer is valid for a limited time, cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. See store and Account Agreement for further information.